Frequently Asked Questions

Farther is an Intelligent Wealth Platform that offers a comprehensive suite of personalized wealth management services. These include: Financial Planning, Investment & Portfolio Management, Tax-Intelligent Investing, Retirement Planning [including 401(k) management], Generational Wealth Planning, Trust & Estate Planning, Asset Management, and Small Business Services. We also provide Institutional Services for nonprofits, endowments, and foundations.

Farther is an Intelligent Wealth Platform, natively built to unlock greater wealth for clients throughout their financial lives. Unlike legacy institutions that rely on "bolted-on" tools and technology, Farther’s Intelligent Wealth Platform is built from the ground up to mitigate the limitations of legacy wealth management institutions. This delivers greater efficiency, effectiveness, data quality, and risk mitigation for our clients and advisors. It also enables Farther’s platform and benefits to evolve dynamically, in parallel with changing market, industry, technology, and regulatory trends, thus ensuring client and advisor wealth potential isn’t limited to the limited infrastructure of legacy financial services firms.

Farther’s Intelligent Wealth Platform is a unified wealth management platform, designed to unlock greater wealth for clients throughout their financial lives.

For clients, Farther’s wealth management technology integrates their entire financial world into a single, trusted view upon which they can act, and through which they can more effectively interact with their advisor.

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For advisors, Farther’s Intelligent Wealth Platform enables expert focus on client wealth-building strategy and relationships, not the distracting back-office admin that Farther manages for them. The platform delivers advisors predictive planning tools that turn client goals into data-driven financial roadmaps, access to advanced wealth strategies adjusted for risk/reward tolerance and client goal horizons, plus intelligent execution technology that transforms complex (often subpar quality) data into actionable insights that enhance the efficiency and effectiveness of market execution.

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Farther’s platform is engineered to optimize after-tax returns. Our technology works proactively to identify wealth-building opportunities tied to client financial goals, such as tax-loss harvesting, advanced portfolio customization, and sophisticated asset location. Additionally, our technology eliminates common administrative errors and helps advisors identify wealth-building opportunities with greater speed and precision.

Yes. Your data security is Farther’s foremost priority. Layers of security safeguard your confidential information. Farther’s platform is powered by AWS, ensuring the highest levels of data security and compliance. Farther also rigorously complies with all SEC regulations and requirements.

We provide both. Farther advisors — backed by Farther’s Intelligent Wealth Platform — deliver investment planning, advice, and management based on client financial goals. Clients benefit from bespoke portfolio construction, fueled by advisor expertise and Farther proprietary algorithms that support modeled portfolios. Farther ensures personalized financial roadmaps that evolve with client financial complexity and life milestones, helping to model scenarios for cash flow, tax strategy, and lifestyle needs.

Farther focuses on minimizing taxes to maximize your investment growth potential. Our strategies include automated tax-loss harvesting to optimize tax outcomes year-round, as well as sophisticated asset location that strategically places assets across taxable and tax-advantaged accounts to maximize efficiency across your household portfolio.

For clients: Farther generally provides investment advisory services on a "wrap fee" basis. This means clients pay a single, specified annual fee that includes investment advisory services, trade execution, asset custody, and reporting. This fee is typically calculated as a percentage of your assets under our management.

While the wrap fee covers many costs, as with other wealth management firms, clients may be responsible for certain charges such as fees for trades executed away from the account's custodian, trustee fees, mutual fund and ETF internal expenses, mark-ups/mark-downs, transfer taxes, and other administrative fees mandated by law. As well as fees associated with selection of premium private market investments. These fees are in addition to the fee paid to Farther proper.

Yes. When Farther acts as your investment adviser, we are legally obligated to act in your best interest and not put our interest ahead of yours. We have a fiduciary duty to provide services consistent with the client's best interest.

Farther generally recommends that client investment management accounts be maintained at qualified custodians such as Charles Schwab Corporation, Apex Clearing Corporation, Fidelity Investments, or Pershing, LLC. These custodians hold your investment assets and provide trade execution and reporting services. Farther supports 90+ top custodians to ensure our clients maintain comfort with where they custody their assets.