Michael has spent over 25 years helping individuals and families achieve financial peace of mind, guiding them toward a future of greater freedom, security, and fulfillment. As a wealth advisor, his approach extends beyond managing investments – he focuses on eliminating financial stressors, fostering alignment among couples, and crafting strategies that bring clarity and confidence to his clients’ financial lives.

Rather than relying on conventional market trends, Michael employs sophisticated investment strategies modeled after top institutional investors, like Yale and Harvard’s endowments. He takes a comprehensive approach, integrating tax efficiency, healthcare planning, Social Security optimization, and retirement distribution strategies to help clients preserve and maximize their wealth. His passion lies in solving complex financial puzzles, ensuring that every client benefits from a tailored, forward-thinking plan.

Michael believes in practicing what he preaches: living a life of balance and purpose. Married for over 25 years, he and his wife have raised three wonderful daughters and now cherish time with their grandson and beloved dog. Outside of work, you can find Michael coaching competitive soccer, spending over 20 days each winter on the slopes, or enjoying summer weekends on the water with family and friends. 

Ricky has been an integral part of Lynch Financial Advisors for over a decade, building a career rooted in expertise, dedication, and a deep commitment to client success. What started as an internship quickly evolved into a passion for financial planning, leading him to become a paraplanner, where he developed a strong foundation in tax-focused wealth management.

Ricky’s drive to continually expand his knowledge led him to earn his CFP® designation, followed by becoming an Enrolled Agent – deepening his expertise in personal and small business taxation. His comprehensive understanding of both financial planning and tax strategy allows him to provide clients with well-rounded guidance, helping them make informed decisions that align with their long-term goals.

A lifelong resident of the Sacramento region, Ricky now calls Roseville home, where he and his wife are raising their two young boys. Outside of work, he enjoys playing basketball and exploring new restaurants around town.

Gordon brings a detail-oriented and analytical approach to financial planning, developing strategies that help clients navigate complex financial decisions with clarity and confidence. With experience across wealth management, financial planning, investment banking, and corporate finance, he applies a strategic, data-driven perspective to his work.

Gordon’s prior roles in financial planning and analysis (FP&A) and investment banking enabled him to gain extensive experience in valuation modeling, due diligence, and financial forecasting. He currently leverages that expertise in building comprehensive financial plans tailored to each client’s goals.

A Northern California native, Gordon enjoys traveling, weightlifting, and snowboarding. He has explored destinations across Asia and is an avid MMA fan.

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