With over 10 years of experience as an advisor, Michael brings a laser-focused approach to holistic wealth management. His first foray into retirement planning was when his mother retired from Kaiser Permanente Walnut Creek. As a first generation American, Michael had the duty of translating for his family – and he felt, firsthand, the stress and anxiety that large financial decisions can cause for the majority of retirees.

Michael provides fiduciary advice to soon-to-be retirees of large corporations. And he makes it his number one priority to chop down complex financial concepts – including pensions, 401K/TSA, Social Security, and taxes – into easy-to-understand bites for his clients. Michael’s expertise enables him to add a strong layer of financial advice to a company’s HR team – with a particularly strong understanding of the retirement programs offered by PG&E, AT&T, Kaiser Permanente, Chevron, Northrop Grumman, Boeing, and Raytheon.

Born and raised in Oakland, CA, Michael is an active member of the dog rescue community – having fostered many dogs through rescue organizations including Chows Plus and Love Second Chances. You can find him exploring around town with his latest rescue, Chow Chow Maple.

Tom’s nine years of experience spans life insurance, financial planning, portfolio management, and tax optimization.

It was the challenges of the great financial crisis that originally motivated Tom to pursue a career in finance. He began his career in the life insurance industry, prior to becoming a licensed banker and then a Chartered Financial Analyst, and a financial consultant before joining Farther. He currently works doing financial planning, tax planning, estate planning, investment advice, and portfolio management for his clients. He enjoys the holistic nature of being a wealth advisor and advising clients on their portfolios and financial decisions.

Based in his hometown of Riverside, CA, Tom’s favorite hobbies with family and friends include traveling, movies, rock climbing, snowboarding, and board games.